Executive Summary
A certified financial planner just revealed a massive blind spot in retirement planning that could cost investors thousands. While financial media pushes Roth conversions as 'free money,' Megan Bringsfield exposes how the math often doesn't work—especially with 2026's mandatory Roth catch-up rules hitting high earners. The podcast reveals that Roth optimization is creating three hidden traps: Medicare premium spikes two years later, loss of progressive tax benefits in retirement, and overvaluati...
Key Investment Opportunity
Small Cap Value Rotation Play
The 2026 mandatory Roth catch-up rules will force high earners to reconsider their tax strategies, driving rotation from growth-heavy portfolios toward tax-efficient small cap value plays. As Bringsfield revealed, the Roth obsession is mathematically flawed for many investors, particularly those who...
This is a preview. Log in to see the full analysis including investment opportunities, risks, catalysts, and detailed insights.