Terms of Service

Effective Date: November 19, 2025

1. Acceptance of Terms

By accessing or using StackAlpha's services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

2. Description of Service

StackAlpha provides investment intelligence and research insights derived from analysis of podcasts, interviews, and other public sources. Our service includes:

• Investment research reports and analysis
• Market insights and commentary
• Tools for filtering and searching investment information
• Email alerts and notifications

3. User Accounts

To access certain features, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and current information
• Notifying us immediately of any unauthorized use

4. Subscription and Payment Terms

Free Trial

We may offer free trials for new users. Free trials automatically convert to paid subscriptions unless cancelled before the trial period ends.

Subscription Plans

• Free: Limited access to insights and summaries
• Pro Monthly: $49/month - Full access to all features
• Pro Annual: $470/year - Full access with 20% savings

Billing and Cancellation

• Subscriptions automatically renew unless cancelled
• You may cancel at any time through your account settings
• Refunds are not provided for partial subscription periods
• Price changes will be communicated 30 days in advance

5. Acceptable Use

You agree not to:

• Use our service for any illegal or unauthorized purpose
• Share your account credentials with others
• Redistribute, resell, or commercially exploit our content
• Use automated systems to scrape or download content
• Reverse engineer or attempt to extract our algorithms
• Upload malicious code or attempt to breach our security

6. Investment Disclaimer

All investment decisions are your own responsibility. Past performance does not guarantee future results. Always conduct your own research and consider consulting with a qualified financial advisor.

7. Intellectual Property

Our service and content are protected by intellectual property laws. You may:

• Access and use our content for personal, non-commercial purposes
• Download content for offline reading (Pro subscribers only)

You may not reproduce, distribute, or create derivative works without written permission.

8. Data and Privacy

We collect and process your data as described in our Privacy Policy. By using our service, you consent to our data practices.

9. Service Availability

We strive to provide reliable service but cannot guarantee 100% uptime. We reserve the right to:

• Modify or discontinue features with reasonable notice
• Perform maintenance that may temporarily affect availability
• Suspend access for violations of these terms

10. Limitation of Liability

To the maximum extent permitted by law, StackAlpha shall not be liable for:

• Any investment losses or financial damages
• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages exceeding the amount paid for our service

11. Indemnification

You agree to indemnify and hold harmless StackAlpha from any claims, damages, or expenses arising from your use of our service or violation of these terms.

12. Termination

Either party may terminate this agreement at any time. Upon termination:

• Your access to paid features will cease
• We may delete your account and associated data
• Sections related to liability and intellectual property survive termination

13. Changes to Terms

We may update these terms from time to time. Material changes will be communicated via email or prominent notice on our website. Continued use after changes constitutes acceptance.

14. Governing Law

These terms are governed by the laws of the jurisdiction where StackAlpha operates, without regard to conflict of law principles.

15. Contact Information

For questions about these terms, please contact us at:

Email: legal@stackalpha.io
Website: stackalpha.io