🎙️ podcast Analysis December 12, 2025 Thoughts on the Market

The Last Dance: Why Credit's Final Rally Could Eclipse Equity Returns

Fixed Income Corporate Credit
Tickers
2 Picks
Conviction HIGH
Risk Profile 1.8/10 (MODERATE RISK)
Horizon 12 months

Executive Summary

Morgan Stanley's credit chief Andrew Sheets delivers a counterintuitive thesis: the credit cycle will 'burn hotter before it burns out' in 2026, despite spreads sitting at 25-year tights. The firm forecasts US investment grade net issuance to surge 60% to $1 trillion, driven by AI infrastructure spending and increased M&A activity. This massive supply wave should force US spreads wider even in a healthy economy, creating a regional arbitrage opportunity. European and Asian credit markets, facing less issuance pressure, are positioned to outperform with 4-6% total returns. The setup mirrors 2005 or 1997-98, when similar CapEx cycles and rate environments preceded credit's final rally phase. Sheets identifies the 5-10 year maturity sweet spot as optimal positioning, benefiting from steep curves and carry dynamics. While recession remains the primary risk, the confluence of central bank easing, fiscal stimulus, and the largest investment cycle in a generation around AI creates an unusually stimulative backdrop that should extend credit's run.

Key Insights

01 Key Insight
US investment grade issuance will surge 60% to $1 trillion in 2026, creating regional performance dispersion
what Andrew Sheets said

“We forecast net issuance to rise significantly in US investment grade, up over 60% versus 2025, to a total of around $1 trillion. That rise is powered by a continued increase in technology spending to fund AI, as well as a broader increase in capital expenditure and merger activity.”

Investment Implication Massive supply pressure will force US IG spreads wider despite economic strength, while European and Asian credit markets with lower issuance should outperform. This creates a clear regional rotation trade.
02 Key Insight
The 5-10 year maturity segment offers optimal risk-reward as Treasury curves steepen significantly
what Andrew Sheets said

“Credit curves are steep and our US interest rate strategists are expecting the US Treasury curve to steep in significantly further. That should mean that so-called carry and roll down and where you position on the maturity curve are a pretty big driver of your ultimate result. In our view, corporate bonds between 5 and 10 year maturity in both the US and Europe will offer the best risk or reward.”

Investment Implication Positioning in the 5-10 year segment captures maximum carry and rolldown benefits as curves steepen, providing superior total returns versus shorter or longer maturities.
03 Key Insight
Current cycle parallels 2005 and 1997-98 periods of late-cycle credit expansion driven by transformative technology
what Andrew Sheets said

“We think the playbook for credit is going to look a lot like 2005 or 1997-1998. Both periods saw levels of capital expenditure, merger activity, interest rates, and an unemployment rate that are pretty similar to what Morgan Stanley expects next year.”

Investment Implication Historical precedent suggests credit can continue rallying even at tight spreads when supported by major technology investment cycles, providing confidence in the 'burn hotter' thesis.

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